Online payments have made our lives very easy, yet many people are still uncomfortable with the entire niche. Before moving on to how to carry out DTH recharge using multiple payment methods, here is a brief on why online payments are fast becoming so popular.
Offline vs. Online payment methods
As most of us are aware, offline or conventional payment methods are cash, cheques, demand drafts, and using credit/debit cards in a brick-and-mortar store. The online methods well counter the limitations of the offline medium of payment. The digital medium has successfully overcome the disadvantages of conventional methods.
Limitations of the offline methods that online payments have matched effectively:
- Availability- One of the biggest drawbacks of offline payment methods is that it is available only for a limited duration, for example, during office hours, say from nine in the morning to six in the evening. It is because offline methods are driven by human beings. But, online methods are digitally-driven. Hence, these methods can be accessed and used 24 hours a day. Also, online methods can be used on the go, even when you are traveling. Such comforts were never available with the offline methods.
- Ease- Offline methods are time-consuming because you need to reach the right office to complete the payments. At least, you can sit at home and carry out the payments. Comparatively, online methods can be seamlessly executed with the help of a few simple clicks and from the gentle comfort of your home or office. Also, these are technology-driven and, therefore, quite fast and agile.
- Easy to keep records- Online payment methods have digital records to back them. The records or the soft copy are there for as long as you want them to be – or you delete them. On the other hand, offline methods require maintaining physical records or papers, and there is always the risk of misplacing the file or the papers getting lost.
Online methods of payments
If you wish to recharge your DTH connection, you can use multiple online payment methods. The different options available are Net Banking, Payment Apps, UPI apps, BHIM apps, Digital Wallets, etc.
What is BHIM?
Bharat Interface for Money or BHIM is a payment app interface developed by NPCl or the National Payments Corporation of India. BHIM was introduced in 2016 and is similar to how UPI (Unified Payments Interface) works. The entire purpose of introducing BHIM was to encourage cashless transactions.
Some of the core features of BHIM are:
- Users can transfer money almost instantly.
- There are about 170 member banks.
- The app is downloaded on mobile devices of all kinds working on different platforms.
- The payment can be transferred by using UPI payment addresses. The payment is also transferred via non-UPI accounts, which occurs via QR scanning. At present, users of BHIM apps are allowed to receive or send money via Aadhar authentication.
- Payments can be done round the clock, including public holidays and weekends.
The BHIM app is not like a digital wallet that holds money. It is a mode of payment transfer from one member’s bank account to another.
Using MobiKwik BHIM App for recharging DTH
First of all, you have to go ahead and install the MobiKwik App on your smartphone. Next, register your phone number, email id and then link your bank account to process payments online. You will also need to open the UPI page to register your PIN.
If you wish to use the UPI or the BHIM feature, you need to follow the steps below:
- Open the app and click on UPI.
- Enter the recipient’s phone number or use the contacts on your phone to select the receiver’s number.
- Enter the amount of money that needs to be transferred.
- Next, you need to select the bank linked with your phone number.
- Enter your UPI PIN.
Within seconds you will receive a confirmation. In case the payment cancels, you will be notified about the same.
The advantage of using the MobiKwik BHIM App is that it is safe and enables fast and steady transactions. The company is credibly known in the market and has been around for a decade and more. Thus, you rely on the app for easy and fast payment.